Home Insurance Discounts for Roofing

There are, however, some homeowners who are unaware of special insurance reductions. When it comes to insurance, there are several variables to consider. Even the tiniest house modifications can reduce insurance rates, even if the changes are little. 

So, below, Post Oak Roofing will highlight the best 5 Roofing Insurance Discounts.

1. A Roof Resistant to Impact and Hail

Is your roof more resistant to hail damage than the rest of your neighborhood? Then, you may be eligible for a discount from your homeowner’s insurance. The discounted cost will be different based on your location, your roofing materials, and your coverage extent. 

So, if you are looking to save money on your house insurance, Post Oak Roofing strongly suggests checking out this type of discount. In addition, you will shield your house better against the following hailstorm.

2. Fire Resistant Roofing Material

Discounts for fire-resistant roofs are less frequent than those that are impact resistant. However, they are still worth looking into. You will protect better your family and valuables if your house has a fire-resistant roof. Besides, you may save money on your homeowner’s insurance.  

It is preferable to work with an insurance company that offers fire-resistant roofing discounts. Indeed, Post Oak Roofing recommends you look for one of these providers.

3. Metal Roofing

Metal roofs offer a variety of advantages. They are energy-efficient, impact-resistant, lightweight, and more. All these benefits can translate into a lower premium. Discounts on a metal roof might be as high as 30 percent on some occasions. 

Metal roofing not only saves you money on energy. It may also cut your premiums on house insurance. Do not overlook metal roofing if you are in the market for a new roof. 

4. Energy Star Roof

You may save a lot of money on your heating and cooling bills by installing Energy Star-rated roofing. 

With an energy star roof, your air conditioning system will consume less energy to keep your house at a suitable temperature. Despite few insurance providers will give you a discount for this sort of roofing, there are some tax benefits available.

Thus, inquire about Energy Star tax credits with your account manager.

5. Insurance Discount for New Roofs

New homeowners and those who have just replaced their old roofs are also eligible for this reduction on their house insurance. Any little repair to your roof can reduce dramatically your insurance costs.

Besides, insuring a newly built house can save you money on your insurance rates. But the amount you save will vary by insurer. 

Choosing the Best Roofing Contractor 

You can reduce your insurance rates if you install a new roof that can withstand damage from hail, fire, and wind. 

Certain insurance providers offer discounts for various risks. So, keep this in mind. Post Oak Roofing advises you to talk with your insurance agent about the various coverages available.

It is common for impact-resistant roofs to yield substantial savings. These roofing systems meet some criteria. So, they can withstand adverse weather conditions. 

Is hail a regular source of roof damage and insurance claims in your area? If so, installing an impact-resistant roof is a wise decision. It will lead to diminishing insurance rates. 

Post Oak Roofing, a premier roofing contractor, specializes in hail damage insurance claim support. We have extensive experience working with insurance companies and adjusters. Therefore, we will make choosing the right roofing system for you easier.

So, for a Free Roofing Estimate, get in touch with Post Oak Roofing in Allen, TX, Tyler, TX, Plano, TX, McKinney, TX, and DFW, TX. Call us today at 469-363-6273!