Insurers and Roofing Contractors Need to Work Together
WE WORK WITH INSURERS
Filing insurance claims can be tricky, but we have a step-by-step process on how you can get this done. Roofing contractors are key players in ensuring you get the full amount you deserve from your homeowners insurance company after damages from a storm or falling tree. While adjustors are experienced in making accurate assessments, you still deserve an expert on your side, and that is why Post Oak Roofing is here for you.
STEPS ON HOW TO FILE AN INSURANCE CLAIM ON A DAMAGED ROOF
Step One: Take Detailed Notes
After any storm, make sure you fully document all damages to your roof through pictures and videos for your insurance claims. You should also document the local forecast, such as damages from hailstorms, wind strength measurements, rainfall amounts, or snow accumulation. These components are all an important part of proving the severity of the storm that has caused roof damage.
Step Two: Find a Reputable Roofer
Next, find a roofer that is bonded and insured in the town where you live. Look at past company’s ratings and reviews to help screen companies. You can also ask your friends and family for recommendations. Call the roofer you would like to use and see if you need any immediate repairs. In cases of extreme damage, it might be necessary for the roofer to make some temporary repairs to ensure the damage does not get worse — for example, putting a tarp over a hole in a roof. These types of measures are normally approved by homeowners insurance policies.
Step Three: Schedule the Adjustor Meeting
The next step in the insurance claims process is to have the insurance adjustor come to your home and examine the roof. This is when it is helpful to have your roofer on site as well to provide their own reasoning for the repair costs. Often, when a roofer’s opinion is provided, it makes the claims adjuster’s quote more accurate and fairer for the homeowner.
Step Four: Get Your Roof Repaired
Once your insurance company approves the adjuster’s quote, after reviewing all information provided, including the quote from your preferred roofing contractor, they will approve the funds release and you will only be responsible for paying your deductible. Having a reputable roofer involved from the beginning helps the process go smoothly and ensures that the repair process will start sooner.
Post Oak Roofing Can Help
At Post Oak Roofing, our main focus is on making sure you get the roof repairs you need. Using our experienced assessment skills, we are able to provide a repair estimate for your roof damage. We know you have your choice of roofing contractors, and we appreciate our customers trusting us with their home. You can call our office today at (469) 363-6279 in Allen, Texas.